| Total Lender fees: |
$795 |
|
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| Appraisal Base fee: |
$350 |
|
|
| Credit factual, Rate Lock & Approval fees: |
|
$ 21.50 |
| Jumbo: > $417,000-$1,000,000 Plus |
|
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LENDER, BROKER AND CREDIT FACTUAL FEES ARE GUARANTEED BY LOANS4LESS. THE INTEREST RATE AND POINTS IF ANY, ARE GUARANTEED IF RATE IS LOCKED IN AND YOUR LOAN FUNDS BY THE EXPIRATION DATE. |
The amounts listed represent a fair estimate of closing costs typically paid by Borrowers for standard Conforming and Jumbo loans that Loans4Less brokers. However, there may be additional
closing costs that could apply to your particular loan program. Costs may also vary according to property value, type and location.
PURCHASE:
Please verify Escrow, Title and Insurance charges with your Agent. It is customary for Seller's to introduce the Buyer to the Escrow and Title Agent.
CALIFORNIA ALL-INCLUSIVE ONE RATE FLAT COST TO REFINANCE:
You can shop and choose your own Escrow and Title services. However, Loans4Less has arranged a very competitive centralized Escrow and Title one rate all-inclusive closing package through First
American Title Insurance effective on or after April 18, 2005.
The following refinance Escrow and Title Insurance settlement charges include the following:
Available on prime refinance loans up to $10 million for California one-to-four unit owner occupied residential properties; all customary escrow functions, plus: issuance of up to 4 checks to
third parties, 4 wire transfers, 1 electronic document download, up to 2 local messenger deliveries, up to 4 overnight mail services, preparation of 1 document, processing of 1 subordination, tax
information and signature services. In short, it's all the services you generally need to close a typical refinance transaction except for external, third party charges (like recording fees, transfer
tax or any other governmental costs).
CALIFORNIA ALL-INCLUSIVE ONE RATE FLAT REFINANCE COST.
| Liability Amount |
One Rate Flat Cost |
| |
|
| $100,001 - $250,000 |
$ 800 |
| $250,001 - $450,000 |
$1000 |
| $450,001 - $650,000 |
$1300 |
| $650,001 - $850,000 |
$1550 |
| $850,001 - $1,000,000 |
$1750 |
| $1,000,001 - $1,500,000 |
$2050 |
The following Title Insurance base premiums are a guide to refinance rates for transactions outside California.
$175,000 - $493
$200,000 - $533
$225,000 - $572
$250,000 - $612
$275,000 - $652
$300,000 - $691
$335,000 - $736
$350,000 - $755
$400,000 - $817
$450,000 - $880
$500,000 - $943
$550,000 - $1003
$600,000 - $1063
$650,000 - $1123
$750,000 - $1243
$850,000 - $1363
$1 Million - $1543
$1 Million + Please call Loans4Less.com for quote.
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